Where Angels Prey

Where Angels Prey❰Ebook❯ ➥ Where Angels Prey Author Ramesh S. Arunachalam – Jobs-in-kingston.co.uk Behind Every Huge Fortune There is a SUCCESSFUL Crime Where Angels Prey is a rip roaring piece of crime fiction that travels from New York to India via many countries At the very core it is a story of Behind Every Huge Fortune There is a SUCCESSFUL Crime Where Angels Prey is a rip roaring piece of crime fiction that travels from New York to India via many countries At the very core it is a story of extreme greed on the part of a few to amass a huge fortune Just as Don Corleone says in Mario Puzo's 'The Godfather' Behind every successful fortune there is a crime” the Where Angels Epub / plot in Where Angels Prey has a whole gamut of characters each of whom is an important link in the chain of events that lead to this massive global crime And what is interesting is that this UNIUE and gripping plot is presented with all the twists and turns you would find in a commercial film screenplay almost While the rest of the world reels under a severe financial crisis Wall Street pours huge money into India to help its poor a somewhat strange happening indeed Intrigued Robert Bradlee senior correspondent with The New York Post sets off to investigate along with his journalist friend Chandresh Little does he know that his search for a scoop would lead him through a complex multi pronged web of deceit fraud manipulation and financial crime remote controlled from distant lands by an entire chain of financial sector stakeholders Gripping racy and meticulously researched this financial crime thriller weaves in and out of the affluent world of high powered boardrooms and the gruelling poverty of the remotest villages of India to reveal the devastating truths that often lurk behind “good intentions”. 'Where Angels Prey' is a fantastic name for this book by Ramesh S Arunachalam A lot of books have fitting titles but I was just struck with awe by how perfect the title and cover was for this book when I realized that what was seen as a blessing like an angel was sent from heaven to save the poor in India and other countries which turned out to be predators just looking for their next prey Although I normally enjoy action packed thrillersuspense novels this book had me captivated from beginning to end I also want to be clear about it the cover has angle wings on it and uses the word 'angel' in the title but it is not a religious story It is a fiction based on some facts about a microfinance companies murder suicide corruption greed and Robert Bob Bradlee who is the main character and a senior economics correspondent with The New York Post The author did a wonderful description for the book that you can read yourself so I won't recap the story but to say there is so much than even he tells you As I read it I could see where it was going on many occasions but there are definitely some surprises For one thing it is very detailed but not overpowering where I was lost in all the details I also loved hearing the 'victims' side in the first person narration which really pulled at my heartstrings so much than just knowing that their were many victims and what happened to them What was most surprising is how hard it was to remember it is fiction and how it emotionally involved me by my feeling everything from pure sadness to being angry at how unfair it was and no one was or should be above the law no matter how rich or how much money they contributed There are many characters in the story as it involves companies and people from around the globe but all their information is told very clearly in the story of who they are and how they fit in Many times that is all that is told so their is no connection with them however the main and secondary characters are developed I liked the main character Bob and was rooting for him but I was surprised I emotionally connected to the victimsI thought the book was totally believable and so were the characters I did notice a couple of errors in spacing between words which really didn't take away from the story There was no explicit sex deaths or foul language I thought it was an excellent book and recommend it to anyone who enjoys corruptioncrime stories Bob has a nose for a story and something about Prasad Kamenini doesn’t smell right Sure his company SAAMAN is hailed as the cure for poverty in India thanks to his microlending program and innate ability to help foreign investors part with hefty sums to aid the poverty relief for some of the poorest of the poor but Bob is convinced there’s than he’s telling Maybe even of the extra legal variety and not particularly helpful to the poor to the point of hurting the most vulnerable Armed with a global list of contacts and aided by his good friend and Indian reporter Chandresh Bob dives into the world of microfinance and what he finds is about as far from angelic as you can getWhere Angels Prey tells an intricate tale of corruption and one the Western world needs to hear While there is nothing inherently wrong with microfinance it is not always monitored and distributed properly and can sometimes replace a broken system with an even broken one While a sometimes complicated story it is worth it to delve deeper into the issues particularly from a non Western perspective I know that it opened my eyes to issues and practices I was not aware of and I appreciate that immensely Overall the story was very compelling and the issue very real in the modern world While you read this one you have this overwhelming feeling that it is all true and indeed it is it is based on true incidents and actual on the ground situation in rural India The author has brought out the complex web of deceit and greed in a simple manner Although the novel and its story itself is nothing remarkable but the simplicity of expressing the issue through a story to educate the average fiction reader about the ugly truth behind the micro finance sector is indeed appreciable Wow what an amazing engaging honest searing tale I absolutely adored this book I started to read it and I was hooked I could not put it down until I reached the end A completely believable and mind boggling eyeopener of a tale of greed corruption and altruism and its effect on the desperately poor Beautifully written with not one word out of place it gives a very clear and scary picture of what could and does go wrong in India today An amazing book which will stay with me I think the story flows very smoothly I really liked the character DM Veena who I really enjoyed I enjoyed the end of the book as well The book had a real feel to me I would recommend it for fiction lovers I received this book from the author in exchange for an honest review I am sure this story would be the most pathetic and dismissive piece I have ever read If I had to summarise my review in one word it would be “DISAPPOINTING” Where Angels Prey by Ramesh S Arunachalam is a detective novel looking at social injustice The author has chosen a subject that is very difficult to explain and he has succeeded # Some readers may be familiar with microfinancing which was pioneered by Muhammad Yunus the founder of the Grameen Bank He was awarded the Nobel Prize for his efforts to help rural Bangladeshi women by empowering them with small loans In the early phases the Grameen Bank was nonprofit and underwritten by Muhammad Yunus Even before the bank went commercial his success in aiding the poor may have been overstated # To western observers it seemed like a golden opportunity to earn profits from the rural poor who had previously been dismissed as too illiterate to bother with Investment bankers pointed out that 100 loans of 100 would earn the same return as a 10000 loan to one corporate client # SPOILER ALERT skip the rest of this review if you like being mystified # Bob one of the main characters is a high profile reporter for the New York Post He's intrigued by Prasad Kamineni who has brought Wall Street investors onboard to expand his microfinancing of India's rural poor Bob has his doubts since the bubble has just burst on mortgage backed securities and bankers have grown risk shy Meanwhile a number of rural India women are committing suicide Bob decides to research the microfinancing phenomena and Prasad Kamineni in particular # Chandresh Rajan is Bob's local contact in India Chandresh has contacts on all sides of issue even among the Maoist anarchists He uncovers a chain of parasites from loan collectors to crime bosses and crooked politicians Meanwhile Bob tracks down the money trail through holding companies in several countries and eventually back to Wall Street In short microfinancing becomes revealed as a heartless exploitation of rural women that it's supposed to help The evidence is plain as day but government higher ups kill the investigation before it implicates the ruling party # Prasad Kamineni bows out and disappears for a few years Then he's back in business working the same scam for a microfinancing bank with a different name Bob wins a prestigious award for investigative journalism Chandresh Rajan knows the real culprits have gotten off Scott free # Some readers may think this scam can only happen in a 3rd world country where the marks are country bumpkins Think again The global financial sector is as crooked as a three dollar bill The mortgage backed fiasco was a tad sophisticated than duping illiterate housewives in rural India but it was just as exploitive And the real culprits got off Scott free Sad but true Bob a Western journalist arrives in India to write an article about Prasad Kamineni a micro finance executive He teams up with Chandresh an eager local journalist aware of the darker side of micro finance in India Veena Mehra district magistrate of Ranga Reddy in Andhra Pradesh is also conducting an investigation into Prasad’s businessMany of the micro finance debt collectors including those employed by antagonist Prasad’s SAMMAAN bank are conducting loan shark style tactics They humiliate and threaten borrowers to the point where the debtors such as a sympathetic widow named Mylaram commit suicide Another case unfolds during the action of the book where Rammaiyya who was going to serve as an informant against SAMAAN is mysteriously killed These cases are a continuation of the ruthless tactics used by money lenders that Maoist insurgents fought against in earlier decadesMicro finance is a much celebrated concept in the West and the leaders of the micro finance movement such as Muhammad Yunus are lionized as heroes ushering in a new era of euity and opportunity in the developing world This informative book sheds much needed light on a concept that is not so rosy in realityAs narrative fiction Where Angels Prey could have been improved The syntax takes some getting used to for an American reader While the author is a skilled writer there are grammatical oddities and formatting issues that could have been reduced with a professional editing job The present tense verb choice throughout the narrative is awkward A constant parade of characters gets confusing especially since many of them are not substantially developed Just as soon as you learn about a new character and start to get a feeling for him or her they disappear It is of an “ensemble cast” than a book with a single main character Either Bob or Chandresh is the hero of this financial thriller but the story probably would have been strengthened by picking one of them to develop further Veena’s investigation was duplicative of the journalistic one Also there is a lot of “telling not showing” abusive tactics are described in general rather than experiencing them all through eye witness accounts in real timeOn the plus side the novel was suspenseful One wants to learn how it all turns out for Prasad who is a compelling villain who is also sympathetic in several waysPeople who are interested in predatory lending poverty international development and socioeconomics should check this novel out Starting in September 2010 and ending in August 2011 you will read a story that could actually be truth not fiction For the reader who has no previous knowledge of micro financing you might find this all a little tough to follow At times I felt the storyline got a little bogged down with all the details sometimes reading like a history book On the other hand it was essential to understand the past in order to comprehend what was going on in the present There are also a great number of characters introduced in this book in varying parts of the worldAs to the story the stock of SAMMAAN Microfinance is now officially listed on the Bombay Stock Exchange a cause for great celebration or is it? Bob a senior economics correspondent for the New York Post sees a story coming out of all this As he plans a trip to India he gets a chance to be present at a speech given by Prasad Kamimeni Founder Chairman of SAMMAAN in Boston before he leaves Bob is skeptical as to whether the micro financing is actually changing lives He arranges to meet Prasad in India Once he has arrived Bob is surprised to see his journalist friend Chandresh whom he has been trying to get hold of for the last two weeks What can they uncover together?Throughout the book the reader is taken to India and into different homes and situations which allows you to see the corruption and thus desperation first hand Pressure begins to mount as and suicides are reported Can Bob Chandresh and other upright people make a difference?This is a well written clean book that is not too long of a read It is not what I would call a thriller as it really doesn't keep you on the edge of your seat In some ways I would like to class it as historical fiction but as the story only occurred in the last few years and could still be going on today that is not the right genre either Well worth a read and may give you the desire to look into the truth a little closelyPlease note that I was given a Kindle copy of this book in exchange for my honest review Thanks Liz Where Angel’s Prey was a look into how a program started out for the good can turn so horribly wrong To try and save the poor from loan sharks a program is started to help them meet their needs with “better” loans Sounds like a good plan right? Greed can make the best of intentions turn sour The new loan companies actually seem worse than the loan sharks and people start turning to suicide when all hope seems lostTwo journalists will work hard to get to the bottom of the corruption and expose those at the top It is a conspiracy that crosses national lines and will keep the reader enthralled to the end There were a lot of characters that were introduced in this book; however it is the journalists that stand out I loved how they were not willing to stop until the truth came out You could just feel their determination to get the job done so that justice could be served I give this book 4 The author wove the plot in a way that the reader was made to feel like they were right there while it was happening Ramesh Arunachalam has the ability to hold your interest with the way the story flows The writing techniue feels like you are being entertained and taught at the same time and I always love to learn something new While the story is fiction something similar has happened in the past